It’s here… what have you already done?
2009 flew by in a flash… and 2010 is here waiting for those who can handle what she brings.
Not only will this coming year prove to be an exciting one, it will also bring out the best and worst in people’s personal financial situations.
Sadly, quite a few people will not be prepared…. they will lose their jobs with no savings to tide them over… they will lose most of their savings, and sell off what remains in a state of panic… or they will go through the coming year in a zombie like trance, just waiting for it all to come to an end.
Then there are those who go into this year with a plan.
They have thought through what they will do differently this year, month and week. They think through the long term consequences of the businesses they start, the projects they get involved in, the investments they put money into, and the priorities they make in their life.
Early January 2011, one year from today, some people will reflect back with awe over what happened in 12 short months.
They tripled their income. They bought rental properties for pennies on the dollar. They started that new business, or expanded their existing one.
They are living the life they once thought was just a vision in the back of their mind.
On the flip-side… January 2010 will also see some people overwhelmed with fear, sadness and depression. Maybe they lost their job and couldn’t see the foresight to find a new job in a new industry.
Or they panicked and sold off their remaining investments, only to see those investments return back to their former levels. Or they just went about their day-to-day activities as they always have, and, surprise surprise, things look pretty well exactly the same for them this January as they did last January.
The choice IS yours… you know that.
But, if you have not at least started thinking through (on paper) what you are doing differently this year… how can you expect any different results?
If you have not set some goals for the coming 12 months, how can you expect to achieve them?
How will you know what it is you’re aiming for?
By now, you should have put together your best of/worst of lists for 2009. This is a great way to reflect back on the year… to give yourself a pat on the back for everything you did that worked out for you on the plus side.
It’s also the chance to reflect back on the things you did in 2009 that didn’t work out all that well for you.
The defeats.
The failures.
The constant frustrations you met with.
When you look at the good AND the bad… you will see trends.
And those trends you see can revolutionize 2010 for you.
The failures… have they happened before? Constantly?
What are you going to do differently about it this year so they DON’T happen again?
Here is what I would suggest you do right now…
…set aside 60 minutes.
To your success,
Troy White
